Your dream home
Journey starts here
您的梦想家园，从这里出发
Buying your first home doesn't have to be overwhelming. I'm here to guide you through every step, making the process simple, clear, and exciting.
Your First Steps to Home Ownership
买房步骤流程
Follow our proven roadmap to make your home buying journey smooth and successful
Get Pre-Approved
银行贷款预先审核
Start with a pre-approval to understand your budget and show sellers you're serious
Contact a lender to review your finances and get a pre-approval letter. This typically takes 1-3 days and helps you shop with confidence
Define your needs
列出您的需求
Create a wish list of must-haves vs. nice-to-haves for your future home.
Consider location, size, amenities, and proximity to work/schools. This helps narrow your search and saves time.
Start house hunting
开始找房子
Begin touring homes that match your criteria and budget.
Work with your agent to schedule viewings. Take notes and photos to help remember each property.
Make an offer
提出报价
Found the one? Your agent will help you submit a competitive offer.
Your offer should include price, closing date, and any contingencies. Your agent will negotiate on your behalf.
Home inspection
检查验屋
Hire a professional inspector to check for any issues with the property.
This protects you from unexpected problems. Most issues can be negotiated with the seller.
Close your home
成交
Sign the final paperwork and get your keys!
Bring a cashier's check for closing costs, review all documents, and celebrate your new home!
Homes Perfect for First-Time Buyers
How much can you afford?
每月还款计算
Estimated monthly mortgage payment
Understanding Real Estate Terms
常用术语
Amortization
The process of paying off a debt over time through regular payments. Part of each payment goes toward the loan principal and part goes toward interest.
Closing Costs
Expenses over and above the price of the property in a real estate transaction, including attorney fees, title insurance, appraisal, and more.
Equity
The difference between how much your home is worth and how much you still owe on your mortgage. It's the portion of your home that you truly 'own.'
FHA Loan
A mortgage loan insured by the Federal Housing Administration, designed to help first-time and low-to-moderate income buyers with lower down payment requirements.
Frequently Asked Questions
常见问题
Get answers to common questions about the home buying process
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Ready to start your journey?
您准备好了吗？
Get in touch today for a free consultation. We're here to answer your questions and guide you every step of the way.
Specialties:
Sellers
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1031 Exchange Transactions
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Trust & Estate Sales
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Strategic Home Preparation
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Customized, Data-Backed Pricing Strategy
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Selling While Buying (Seamless Transition Planning)
Buyers
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First-Time Home Buyers
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Move-Up or Downsizing Buyers
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Veteran Buyers
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Rental & Investment Property Buyers
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Second-Home or Vacation Home Buyers
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Buying While Selling (Coordinated Purchase Strategy)
Skills & Expertise
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Data-Driven Marketing Campaigns
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Strong, Results-Focused Negotiation
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Market Analysis & Pricing Strategy
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Contract Management & Transaction Coordination
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Smooth, Stress-Reduced Closing Process
专业服务：
卖家
• 1031 延税置换 • 信托及遗产房产出售
• 房屋上市准备 • 精准定价策略
• 同步买卖无缝衔接
买家
• 首次购房 • 升级或换小房
• 退伍军人购房 • 出租及投资房
• 度假屋 / 第二套房 • 卖房同时买房规划
Jenny (Jie) Marco | Realtor®
Coldwell Banker Realty
湾区房产经纪
DRE# 01954098
Call | 电话:：（415)361-9288
Email | 邮箱：jennyjiemarco@gmail.com
Office | 地址：21060 Redwood Road, Suite 130, Castro Valley, CA 94546
Wechat: Jiehuang2014
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Affiliated real estate agents are independent contractor sales associates, not employees. ©2026 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logo are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. 
