想和大家分享一项从 2026年1月1日 开始生效的加州新法律 AB 226《FAIR Plan 稳定法案》。这项法案主要是为了在野火等重大灾害发生后，增强加州 FAIR Plan（最后保障型房屋保险）的资金和理赔能力。
简单来说，这项法律允许 FAIR Plan 通过发行债券、贷款等金融方式来筹集资金，以确保在重大灾害发生时，有足够的资金及时支付理赔，同时也帮助减轻对整个保险市场的冲击。
对房主来说，主要有几个好处：
在野火或重大灾害后，理赔资金更有保障
减少保险费突然大幅上涨的风险
加强高风险地区房屋保险的稳定性
有助于维持更健康的加州整体保险市场
需要说明的是，这项法案 不会直接降低保险费，但它的目的是 稳定整个保险体系，特别是在一些私人保险公司减少承保的情况下，为房主提供一个更可靠的保障机制。
1031 Exchange Transactions
Trust & Estate Sales
Strategic Home Preparation
Customized, Data-Backed Pricing Strategy
Selling While Buying (Seamless Transition Planning)
First-Time Home Buyers
Move-Up or Downsizing Buyers
Veteran Buyers
Rental & Investment Property Buyers
Second-Home or Vacation Home Buyers
Buying While Selling (Coordinated Purchase Strategy)
Data-Driven Marketing Campaigns
Strong, Results-Focused Negotiation
Market Analysis & Pricing Strategy
Contract Management & Transaction Coordination
Smooth, Stress-Reduced Closing Process
专业服务：
卖家
• 1031 延税置换 • 信托及遗产房产出售
• 房屋上市准备 • 精准定价策略
• 同步买卖无缝衔接
买家
• 首次购房 • 升级或换小房
• 退伍军人购房 • 出租及投资房
• 度假屋 / 第二套房 • 卖房同时买房规划
Jenny (Jie) Marco | Realtor®
Coldwell Banker Realty
湾区房产经纪
DRE# 01954098
Call | 电话:：（415)361-9288
Email | 邮箱：jennyjiemarco@gmail.com
Office | 地址：21060 Redwood Road, Suite 130, Castro Valley, CA 94546
微信：Jiehuang2014
The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Affiliated real estate agents are independent contractor sales associates, not employees. ©2026 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logo are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. 
Facebook
X
Pinterest
Copy Link